Reports

PDF Reports

Personalized Vanguard Investing

Members have a choice of four easy-to-follow models using Vanguard funds to formulate a personal investment strategy—whether you’re a conservative, moderate or aggressive investor. My Personalized Vanguard Investing Special Report provides a description of the portfolios’ strategies so that investors can decide which one best fits their investing goals. The portfolios are designed for investors with goals ranging from growth to income. It doesn’t matter if you are a 30-year-old father of two preschool children, a 55-year-old with two kids in college, a 62-year-old approaching retirement or a 70-year-old living in retirement. One of the models can meet your personal investment objectives.
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Bonds 101: Vanguard’s Income Boosters

It shouldn’t be that hard to understand bonds. It just takes a little effort—which I think everyone should make. Bonds are too important to building a diversified portfolio to neglect. Yet while I would never advocate avoiding bonds completely, over the past several months that I’ve become increasingly concerned about bonds—particularly bond index funds. In short, investors have been piling into bond funds at a record clip over the past four years, taking on greater interest rate risk while at the same time being paid less than they ever have for it. And given what I think most investors don’t know about bonds, I’d say that’s dangerous.
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The Answer Book – Money Making Secrets Vanguard Will Never Tell You

There’s one answer that I don’t need to tell you: Vanguard is the best place for your money. The low fees, excellent returns and the variety of mutual funds available all make Vanguard a terrific choice. But there are some ins and outs, some hints, tips and secrets that will make your investing with Vanguard even better. That’s why I put together The Answer Book for Vanguard Investors.
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Online Reports

Vanguard Winners – Introducing 9 World Class Funds

With so many mutual fund choices available to investors, picking the best ones for your portfolio certainly isn’t always easy. Vanguard offers more than 200 funds in its family alone. But not all funds are right for every investor. You need to choose the right funds to diversify and balance your portfolio—and avoid Vanguard’s worst funds.
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Hot Hands

Hot Hands is a momentum-based strategy using research I have conducted over the years—one that has left the market in the dust over the long haul. The thesis is quite simple: Investors who purchase the prior year’s best diversified Vanguard equity fund and hold it for a year, and continue with that pattern year after year, will beat the stock market over time. A simpler way of saying this might be that investment success doesn’t disappear with the turn of the calendar.
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14 Most Powerful Vanguard Funds

Our approach to investing isn’t flashy, but it has been effective over time—and remains just as potent today as it did when I started writing this newsletter 30 years ago. Co-Editor Jeff DeMaso and I partner with the very best managers and funds that Vanguard has to offer and then look to harness the power of compounding by avoiding outsized bets or trying to time the market.
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Vanguard’s Safe Havens

Vanguard offers more than 200 mutual funds and ETFs, which can make choosing the right one a daunting task. And, let’s face it, Vanguard’s funds come in all varieties. Some are very good funds, others, average—and some could stand a lot of improvement. That’s why I want to talk to you about my top Vanguard funds—the funds that you can build a portfolio around. These funds shine the brightest in the Vanguard firmament.
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Vanguard’s Best & Worst Funds for Right Now

With so many mutual fund choices available to investors, picking the best ones for your portfolio certainly isn’t always easy. Vanguard offers more than 200 funds in its family alone. But not all funds are right for every investor. You need to choose the right funds to diversify and balance your portfolio—and avoid Vanguard’s worst funds.
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Vanguard’s Best (and Worst) ETFs

Exchange-traded funds, or ETFs, were a misunderstood, newfangled investment “product” not too long ago. Today, ETFs are hot, and deservedly so. In many ways they are stealing the march, and assets, from traditional index mutual funds. Recognizing this, Vanguard got into the exchange-traded fund act 20 years ago.
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Top 4 Vanguard Funds for 2021

Which Vanguard fund managers can be trusted to grow and protect your money this year? Vanguard won’t tell you, since the fund family has emphasized indexing over active management for years. But Vanguard has four actively managed funds that consistently beat the market and experience lower drawdowns in bear markets.
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Vanguard’s Million Dollar Retirement Bonus Funds

FFSA members who have been with my newsletter service—The Independent Adviser for Vanguard Investors—for the last decade know the value of having an investment strategy in place that beats the market in both good times and bad.
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7 Most Powerful Robo-Beating Funds

With so many mutual fund choices available to investors, picking the best ones for your portfolio certainly isn’t always easy. Vanguard offers more than 100 funds in its family alone. But not all funds are right for every investor. Not only do you need to choose the right funds to diversify and balance your portfolio, you also need to choose the right funds at the right time to help maximize your profits. My Most Powerful Funds are all selections from my Model Portfolios, and I urge you to consider them for long-term growth.
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Vanguard’s 25 Toxic Funds to Sell Now

Vanguard won’t tell you that one of its funds isn’t top-notch. While it’s the best fund family around, even the best isn’t perfect. Some of Vanguard’s funds are nurtured by expert managers and grow to be profit-building stars, but others are misguided, whether by poor managers or a fundamentally flawed investment strategy, and can doom your portfolio to mediocrity—or worse, major losses. Take a look at this report to help you avoid that fate and understand the risks of investing in some of Vanguard’s wayward children.
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Vanguard’s “Dirty Dozen”: 12 Overlooked Funds That Can Make You Rich

In this report, I’ll show you all of the funds where our strongest buy advice agrees with Vanguard’s board’s—the funds in our Model Portfolios were Vanguard’s disclosures tell us one or more members of their board of directors is personally invested alongside us.
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The Five Magic Words that Vanguard Won’t Tell You

With more than 170 funds in its family alone, choosing the best funds at Vanguard isn’t easy. But there is an easy way to cut through the chaff and get to Vanguard’s best funds, and it starts with five simple words.
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Guidebook Cover 2021
Order your copy of the 2021 Independent Guide to the Vanguard Funds today
Vanguard Funds Correlation
What's This?
Model Portfolio Performance
ModelsApril2021
Growth4.1%9.2%
Conservative Growth3.5%7.1%
Income3.0%6.1%
Growth Index4.6%8.4%
The average
Vanguard investor
3.4%7.2%
Past Performance »
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