November 15, 2018

Points Versus Percentages

Consumer prices increased 0.3% in October—the highest monthly rate since January—leading to a 2.5% headline inflation number for the last 12 months. A bounce in energy prices was a factor, and of course with oil now headed south, it should be a factor going the other way in November. At core, taking away the energy and food price components, inflation is running about where it has been, at 2.2%. I think this gives the Fed policymakers plenty of cover for another 25-basis-point interest rate increase at the conclusion of their December 19 meeting. Read More »

November 2018 PDF

Losing Momentum?

To say that momentum went out of the market in October would be a vast understatement, as we watched the new U.S. Momentum Factor ETF fall 10.6%, close to the worst performance among Vanguard funds. How worried should you be about the October almost-correction? Well, correction or not, Jeff and I told you way back in January that, on average, the stock market experiences a 14% decline from a high sometime during the course of the year. That doesn't mean the market ends the year down 14%, nor does it mean that on average markets go down. It's just that downdrafts are perfectly normal. Stay the course. Read More »

October 10, 2018

Vanguard Investors Can't Trade on Day S&P Drops 3.3%

Today, on a day when the Dow and the S&P 500 index both dropped more than 3%, Vanguard's website failed.

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Most Recent Forum Threads
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Re: Problems with VG site

Manny (11-20-2018) wrote: barrettclr, I encountered an issue with the Vanguard app for Android this afternoon. When trying to put in two separate purchase orders, I kept getting the error message about not having enough funds available for the purchases (which was not correct), and the app froze both times when hitting the... Read More »


Re: Try this post, no.2 ..If you're worried about retiring at a stock market top: This might help

butwait (11-20-2018) wrote: Note: A good article summarized here in case URL is taken down and unavailable. Don¬ít get caught up in market timing According to a recent survey, running out of money is one of our biggest fears. Maybe this will help put some of those fears at ease, at least for those who have... Read More »

Guidebook Cover 2018
Order your copy of the 2018 Independent Guide to the Vanguard Funds today

"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

Vanguard Funds Correlation
What's This?
Model Portfolio Performance
Models October YTD
Growth -8.1% 0.8%
Conservative Growth -6.4% 0.9%
Income -5.5% -0.2%
Growth Index -8.0% -0.2%
The average
Vanguard investor
-5.4% -1.0%
Past Performance »