April 19, 2018

After a Calm, Freshening Breezes

With the U.S. and allies launching an air strike in Syria over the weekend, many were expecting another bumpy week in the stock markets. Fortunately, stock market volatility took a bit of a breather this past week (though it's popped up a bit today) as Wall Street began focusing, importantly, on earnings reports. The bottom line is that bottom lines are doing very nicely thank you, which helps make valuations look a bit more reasonable. Read More »

April 2018 PDF

Tariffs and iTurmoil

In this month's issue, as we continue to weather the market turmoil with the help of Vanguard's best managers, we'll arm you with the information you need to keep your portfolio afloat. First, we'll check in with Vanguard's new factor ETFs after their first full month of operation and go into some questions we've been posing to one another about them. Then, we'll look in on socially responsible investing through the lens of the "gun issue" and Vanguard's Social Index fund, and we'll tell you how we recommend you solve the problem of supporting the causes you champion. We'll also look at where cash has been flowing into and out of Vanguard funds, review Vanguard's shortest taxable bond fund after its first three years of life, analyze the manager changes at Explorer, and show you just how hard it is to predict which sectors will outperform in a given year. Read More »

March 12, 2018

Solving the Index Fund Gun Issue Is Easy

Guns have rightly become a front-and-center issue for investors–particularly investors in broad U.S. index funds like Total Stock Market Index (VTSMX). I’ve heard from subscribers, as well as clients and family members, who’d like nothing more to do with the gun and ammo stocks in their portfolios. The issue is, as I said, particularly acute for indexers. Read More »

Most Recent Forum Threads
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Re: Need Help, Please. Questions on Cash Balance Plan Annuity

Twolves (04-24-2018) wrote: Hi Hotjax, Annuity are complex to begin with and without reading all the clauses, fee structure, penalties, commissions and strength of the insurance company backing it. It is hard to figure out where it is going. Wells Fargo is messed up, just paid $1Billion penalty. If there are no penalty and... Read More »


Re: Social Index?

Twolves (04-24-2018) wrote: Ftboyle excellent observation! Few of us have challnged DW on this and you might find previus threads on VDIGX. DW likes the manager, Kilbride and has maintained that the fund did well in 2008 compare to others. Here we have a 10 year bull run and the fund is lagging. I have... Read More »


Need Help, Please. Questions on Cash Balance Plan Annuity

hotajax (04-24-2018) wrote: I have a cash balance plan at Wells Fargo. When I reach the age to collect it, I can take a lump sum or an annuity or some variation thereof. I just got some mail from Wells Fargo called a "Supplement to the annual funding notice for... Read More »

Guidebook Cover 2018
Order your copy of the 2018 Independent Guide to the Vanguard Funds today

"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

Vanguard Funds Correlation
What's This?
Model Portfolio Performance
Models March YTD
Growth -0.6% 0.4%
Conservative Growth -0.8% 0.2%
Income -1.2% -0.5%
Growth Index -0.6% 0.0%
The average
Vanguard investor
-0.8% -0.7%
Past Performance »