Privacy Policy

At InvestorPlace.com, we take the privacy and security of our registered users and subscribers seriously. We are committed to protecting the personal information you choose to share with us. Accordingly, we have adopted the following privacy policy, based on the principles of notice, choice, access and security in the collection and use of all information regarding our customers and their activities at InvestorPlace and our related sites.

Collection of Information

Registration and subscription data are the only personally identifiable information that InvestorPlace seeks about you. This information includes your email address and, in some cases, your name, mailing address, telephone number or fax number.

We collect no information about our users that is not supplied voluntarily through web forms or email. We may at times collect anonymous tracking information to gauge usage patterns and the popularity of specific areas of our sites. As with all other information, this information is kept confidential for use only by employees of InvestorPlace.com and InvestorPlace Media, LLC.

Some of these data are collected through the use of cookies. Cookies may be deactivated by the user at any time through features available on your Internet browser. They are not required for any InvestorPlace.com site to function properly. Transparent gifs or pixels may occasionally be used for the same purpose, but these items gather no personal information and have no effect on how you view our sites or how you navigate the site. Sites we link to from InvestorPlace.com are under the InvestorPlace umbrella of advisor sites. Click here for a full list.

InvestorPlace's privacy policy does not extend to anything that is inherent in the operation of the Internet, and therefore beyond our control, and is not to be applied in any manner contrary to current law or government regulation.

Your Email Address

All of our e-letters, alerts and special notices from our advisors and partners are sent only to those who have specifically agreed to our confirmed opt-in policy. We require recipients of email from InvestorPlace to confirm permission for the email address submitted to be included on our mailing list by responding to a confirmation email for verification. This ensures our users are properly subscribed with a working address and with the owner's consent. Unsubscribe instructions are included at the bottom of each email. Some e-letter issues include advertising, clearly marked as such. By registering to receive our email from InvestorPlace, you also agree to receive email announcements and special offers from our partners. If you are a subscriber to our investment newsletters, you will also receive information regarding your newsletter author's site and/or service. Occasionally, we may write to you at your email address with offers from carefully screened companies that offer products, services or information we believe may be of interest to you.

We neither rent nor sell your email address to anyone. Though we hope you gain value from the messages you receive, you can choose to opt out of receiving further messages by following the instructions provided at the close of each email. To opt out of receiving future messages, click here. We will honor the change to your account preferences on InvestorPlace.com, however we also advertise on many other Internet and email outlets. Therefore, you may see our advertisements in connection with other financial and investment-related websites and email outlets. We will ensure that they offer you the ability to opt out from their messages.

Your Mailing Address

We collect your postal address as part of the order process. We use it to send you the Special Reports you have requested, newsletters that you have purchased and special offers from InvestorPlace Media, LLC. We may provide the names and postal mailing addresses of our subscribers to carefully screened companies who offer products, services or information that we believe may be of interest to you. If you do not want to hear from our carefully selected partners, click here or send a copy of your mailing label to InvestorPlace Media, LLC, 700 Indian Springs Drive, Lancaster, PA 17601, Attention: Subscription Services. Any other information you provide us, such as your fax or telephone number, is collected by us only to fulfill subscription orders that you have purchased or to contact you about our InvestorPlace affiliated services.

Making a Purchase Through an InvestorPlace Website

When you purchase a newsletter service online from us, we will request certain personal information, including your name, postal address, daytime and evening telephone numbers, and credit card number (where applicable) only for the purposes of contacting you about your InvestorPlace family of services. Individuals who do not have a Visa, MasterCard, Discover or American Express credit card are not permitted to make purchases online.

When you purchase a newsletter or other service through InvestorPlace, you will also receive relevant bulletins from your newsletter author, announcements of web content, and information on new services provided by your newsletter author. We may also use your email address to contact you with questions about your subscription or service, or to remind you of your site password, if necessary.

Your personal information is not shared with third parties other than as described above.

How can you be sure that your information is secure?

We take the security of your personal information quite seriously and are constantly improving our efforts to protect it. When requesting your order information online, we will provide you with a secure (SSL, encrypted) connection to transmit such data. Storage of your information for fulfillment purposes is likewise maintained on our secured servers. However, no electronic communication over the Internet can be guaranteed to be completely secured. Though we take great care to protect your personal information, InvestorPlace cannot warrant the security of any information that you submit to us, including your portfolios on PortfolioGrader.com, and you do so at your own risk. We do not share your credit card number with other parties, other than those involved with the administration of your subscription. We do not share other information except as described in this policy.

If any unauthorized use of your credit card occurs as a result of your credit card purchase from InvestorPlace, simply notify your credit card provider in accordance with its reporting rules and procedures. If, through no fault of your own, your credit card company finds credit card fraud as a result of your credit card purchase from InvestorPlace but does not waive your entire liability for unauthorized charges, we will reimburse you for the remaining liability, up to a maximum of fifty U.S. dollars ($50.00) per card. You can also take steps to secure your personal information. When you are finished at InvestorPlace.com, sign off the InvestorPlace site and close your browser window. This helps to ensure that someone else cannot pose as you online. This is especially important if you are at a computer that is accessible to others in a public place, such as a library, a school or your office.

How can you use the information found at InvestorPlace?

We grant our users the right to download, store or output materials from our site for their personal use only. Materials may not be reproduced in ANY edited form. Any other reproduction, transmission, performance, display or editing of these materials by any means, mechanical or electronic, without the express written permission of InvestorPlace Media, LLC is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on InvestorPlace may contact us at InvestorPlace@InvestorPlace.com or 1-800-219-8592. All contents of InvestorPlace and related sites are copyrighted by InvestorPlace Media, LLC.

What happens in the event of a merger or acquisition?

InvestorPlace Media, LLC is a dynamic investment advisory service publisher. As our business continues to develop and grow, it is possible that we might sell or buy other publishers, advisory services, products or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that InvestorPlace Media, LLC, or a substantial part or all of its assets (including InvestorPlace.com) are acquired, customer information will of course be one of the transferred assets.

What about advertising?

InvestorPlace features several services that are co-sponsored by other web sites. One example of such a feature is the quote service. Additionally, our site contains links to other web sites, including those of advertisers. We are not responsible for the claims or representations made by advertisers or sponsors. While these co-sponsored activities, banner ads and links originate on InvestorPlace, we do not operate them. For example, if you click on a link or banner advertisement, that click takes you out of InvestorPlace to either the service or ad provider's site. These other sites may use cookies, collect data, or solicit personal information from you. Since we do not have control over the privacy practices or the content of these sites, we recommend that you check their privacy policies before giving out any personal information. InvestorPlace and InvestorPlace Media, LLC do not own, control, have access to or maintain any information collected by our co-sponsors or advertisers.

We are committed to protecting and respecting your privacy. We hope this Privacy Statement has explained what we do with the personal information that we collect from you, our views and practices regarding personal information, and how they affect you as you use our features and services, and the choices you can make about the way your information is collected and used.

If you have any questions or concerns regarding this statement, you may contact: InvestorPlace Media, LLC, 700 Indian Springs Drive, Lancaster, PA 17601, 1-800-219-8592 investorplace@investorplace.com

Access the Independent Guide to the Vanguard Funds Now
Read Online

"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

ADVERTISEMENT
Vanguard Funds Correlation
What's This?
Model Portfolio Performance
Models October YTD
Growth 2.5% 8.3%
Conservative Growth 2.5% 8.7%
Income 2.1% 9.2%
Growth Index 3.1% 8.0%
The average
Vanguard investor
1.8% 6.9%
Past Performance »
ADVERTISEMENT
ADVERTISEMENT