June 22, 2017

Where's Dividend-Gro?

The 'sell in May' crowd must be wishing they'd never heard of that market myth, because stocks have continued to set records this month. The Dow Industrials are up almost 2% this month, and the S&P 500 is up 1%. Small-caps have rebounded with a better than 2% gain this month. Foreign markets have been mixed with a slight negative cast to returns, overall, but nothing to be concerned about. And healthcare stocks have been particularly strong in June, despite the wrangling over healthcare that is taking place in D.C. Read More »

June 2017 PDF

Days in the Life

It was fifty years ago this week that the Beatles released the transformative album Sgt. Pepper's Lonely Hearts Club Band. While every song on the album is a classic, one, 'When I'm Sixty-Four,' resonates because in 1967 a 64-year-old was, well, old. But today, a 64-year-old woman can be expected to live to 85, and a man to 82—figures that have risen dramatically over the half-century since John, Paul, George and Ringo posed as both bandmates and funereal mourners on the album's cover. Given a modicum of good luck, we're all going to live longer and healthier lives than anyone ever expected 50 years ago. Are you and your portfolio ready? Read More »

April 4, 2017

Lost Decade Watch

At the start of the year, I told you that 2017’s catchphrase would be the “lost decade,” only this time it would be foreign stocks we’d be talking about. Even though non-U.S. stocks were quick out of the gate during the first quarter, the lost decade is still in play. Read More »

Most Recent Forum Threads
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Re: 74 million people on Medicaid says WSJ (Perhaps off topic)

JonH229 (06-28-2017) wrote: BW wrote " Apparently, their children and grandchildren cannot take care of their elders at home, even briefly or a few years, like early generations did." What are the numbers for elders that lived beyond 70 vs today? There is certainly a societal drift away from providing care but there... Read More »


Re: Using Debt to Pay for Vacations

JonH229 (06-28-2017) wrote: I'm keeping my copper. It's the one thing that works when there is no power. But I don't lease a phone, stopped doing that way back in 70's. So I have to buy a 3rd party phone that rarely lasts 5 yrs before it breaks. Not... Read More »


Saving for vehicle

BillWalton (06-28-2017) wrote: How would you save for a new vehicle if you were absolutely against getting a loan and you were looking at 1-2 year time horizon? $12,000 is the goal and we have $3000 in joint savings. Is there a Vanguard fund that you'd be comfortable with more than a CD... Read More »

Guidebook 2017 cover
Order your copy of the 2017 Independent Guide to the Vanguard Funds today

"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

Vanguard Funds Correlation
What's This?
Model Portfolio Performance
Models May YTD
Growth 1.6% 9.9%
Conservative Growth 1.7% 9.4%
Income 1.9% 8.8%
Growth Index 1.0% 8.2%
The average
Vanguard investor
1.1% 6.8%
Past Performance »