November 24, 2014

Vanguard Goes Ultra-Short

It's not going to be a money market fund, but it also isn't going to be your typical short-term bond fund either. Vanguard's soon-to-be launched Ultra-Short-Term Bond fund targets the space in between. So what should investors expect? Read More »

November 20, 2014

Record Highs and Retail Swagger

The stock market is humming—at home, anyway. The Dow Jones Industrial Average has hit 27 new highs this year, including today's. The S&P 500 index has hit even more highs this year, rising to records 44 times. And many of those new highs have come over the past couple of weeks. Yes, the biggest U.S. companies are struttin' their stuff, whereas the smaller fare have tumbled a bit from the highs set during the first quarter. That's why you're seeing funds like Dividend Appreciation Index, up 2.2% this month, and High-Dividend Yield Index, up 2.1%, leading the charge in November. Read More »

November 2014 PDF

Tale of Two Months

October was a tale of two months. During the first half the S&P 500 dropped 7.7% from 1972 on September 30 to an intra-day low of 1820 on October 15. Then stocks reversed course, gaining 10.8% and bringing the S&P 500 to a new high at month-end. In a nutshell, volatility has been rising. But that volatility is completely normal. We've gone more than three years without a 10% or greater setback–though we came close to one a few weeks ago. Historically, 10% drawdowns occur about once every 18 months, on average. We are due. Read More »

Most Recent Forum Threads
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Re: Trend Tracking Indexes - Update

mf102 (11-25-2014) wrote: buy and hold still boils down to: How much time (life span) do you have left to invest in the market and make back any losses ? Retirees and young whippersnappers have different points of view. :-). nero Read More »


Re: Vanguard Goes Ultra Short

mf102 (11-25-2014) wrote: T4: Thanks. I don't normally look at the Home Page and would never have seen this. Might be a good alternative to FFRHX (Fido Floating Rate fund) in the short term world. Looking forward to discussions on/about the new fund. nero Read More »


PBGC Guarantees 401(k) Rollovers to Pensions

butwait (11-25-2014) wrote: PBGC Guarantees 401(k) Rollovers to Pensions You can now roll your 401(k) assets into your company's pension plan and the Pension Benefit Guaranty Corp. will guarantee the portion you roll over. Pensions guarantee qualifying workers a set monthly income for life, depending on their salary and years of service. If a private-sector... Read More »

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"America's leading expert on investing in Vanguard funds"

Daniel P. Wiener is editor of The Independent Adviser for Vanguard Investors, a monthly newsletter that keeps abreast of recent developments at Vanguard, and the annual FFSA Independent Guide to the Vanguard Funds. Through his newsletter and guide book, Dan helps tens of thousands of Vanguard investors choose wisely among more than 100 Vanguard mutual funds. The Adviser is a five-time winner of the Newsletter Publishers Foundation's Editorial Excellence Award. View More »

Vanguard Funds Correlation
What's This?
Model Portfolio Performance
Models October YTD
Growth 2.5% 8.3%
Conservative Growth 2.5% 8.7%
Income 2.1% 9.2%
Growth Index 3.1% 8.0%
The average
Vanguard investor
1.8% 6.9%
Past Performance »